Features

Everything you need.
Nothing you don't.

8 features. Each one solves a real problem that nonprofits face every day. Zero bloat.

01
Geo-Smart

One link.
Every country.
Automatic.

AgarCo detects your donor's location and instantly serves the right gateway and currency. One form handles 160+ countries.

  • Ghana → Paystack + GHS ₵ + mobile money
  • United States → Stripe + USD $ + Apple Pay
  • Europe → Mollie + EUR € + iDEAL, SEPA
  • India → Razorpay + INR ₹ + UPI
GHGhanaPaystack · GHS ₵
USUnited StatesStripe · USD $
NGNigeriaFlutterwave · NGN ₦
INIndiaRazorpay · INR ₹
02
AI-Powered

Failed donation?
AI recovers it.
Instantly.

The AI reads the exact gateway error, understands the donor's history, and sends a personalized recovery email within seconds.

  • Understands the exact failure reason
  • Writes unique email per donor — name, amount, campaign
  • One-click retry with pre-filled form
  • Works for abandoned checkouts too
Payment Failed
"Insufficient funds" via Stripe
AI Reads Reason
Analyzes failure + donor history
Sends Recovery Email
Personalized, warm, actionable
"Hi Sarah, your $250 donation to Medical Fund didn't go through. Your card reported insufficient funds. You could try a different card or adjust the amount."
$250 Recovered
Zero manual intervention
03
Donation Accounting

Every dollar tracked.
Gateway to bank.
Automatically.

Double-entry journals for every incoming donation. Per-gateway receivables. Fee reconciliation. FX gains and losses. Period closing. Auditor-ready.

  • Balanced journal entries — receivable, revenue, fees
  • Per-gateway Chart of Accounts
  • FX gains/losses on foreign donations
  • Lock periods — prevent past edits
Journal Entry #JE-247
Auto-Generated
Account
Debit
Credit
1200 Stripe Receivable
$250.00
4000 Donation Revenue
$242.75
5000 Processing Fees
$7.25
Totals$250.00 = $250.00
Settlement
Synced
Account
Debit
Credit
1000 Bank (Chase)
$242.75
1200 Stripe Receivable
$242.75
Totals$242.75 = $242.75
04
Auto Reconciliation

Every gateway.
Every payout.
Reconciled.

AgarCo automatically tracks settlements across all 8 gateways. You always know what hit your bank, what's pending, and where every cent went.

  • Always up to date across all 8 gateways
  • Actual exchange rates — not estimates
  • Fee breakdown — know what was deducted
  • Bank reconciliation — confirm deposits
Settlement Status — Live
Stripe
100%
Matched
Paystack
94%
Matched
PayPal
88%
Matched
Flutterwave
72%
Pending
Mollie
100%
Matched
$47,280
Gross
$892
Fees
$46,388
Net to Bank
05
Recurring Engine

Set it once.
Revenue flows
every month.

Weekly, monthly, quarterly, or annual subscriptions. Gateway-native where supported. Donor self-service portal with magic link access.

  • 4 frequencies — weekly, monthly, quarterly, annual
  • Failed renewals trigger AI recovery automatically
  • Donor portal — update card, pause, cancel
Jan 1, 2026
Sarah M. — Monthly started
$50.00 / mo
Feb 1, 2026
Auto-renewed
$50.00
Mar 1, 2026
Auto-renewed
$50.00
Apr 1, 2026
Failed → AI recovery sent
Pending
Apr 1, 2026 (3h later)
Donor retried → Recovered
$50.00
06
Email Centre

Receipts. Campaigns.
Tracking.
Built in.

No third-party email plugin needed. SMTP and Zoho integration. Auto receipts with PDF. Donor communications with open and click tracking.

  • Auto tax receipts with PDF generation
  • SMTP + Zoho — no WP mail spam issues
  • Open + click tracking on every email
  • Donor autocomplete — type a name, send
07
8 Gateways

Every region.
Every method.
One plugin.

Paystack, Stripe, PayPal, Authorize.net, Flutterwave, Square, Razorpay, Mollie. All built into the core — no addons, no extra fees.

  • Africa — Paystack + Flutterwave (MoMo, bank, USSD)
  • North America — Stripe + Authorize.net + Square
  • Europe — Mollie (iDEAL, Bancontact, SEPA)
  • Global — PayPal (200+ countries) + Razorpay (India)
Paystack
Stripe
PayPal
Authorize.net
Flutterwave
Square
Razorpay
Mollie
08
Campaigns

Unlimited campaigns.
Goals. Progress.
Dedicated forms.

Each campaign gets its own donation form, progress bar, donor list, and financial reporting. Embed anywhere with a shortcode or Elementor widget.

  • Fundraising goals with live progress bars
  • Per-campaign reporting — revenue, donors, fees
  • Shortcode + Elementor widget
Medical Fund
$36,000 of $50,000
72%
Education Initiative
$8,200 of $15,000
55%
Climate Action
$22,400 of $25,000
90%
Community Housing
$3,100 of $40,000
8%
09
AI Intelligence

Your plugin
thinks for itself.
No setup needed.

AgarCo has a built-in AI engine that reads your donation data, segments donors, predicts trends, spots patterns, and generates strategy playbooks — all automatically. No API keys. No third-party tools. No extra cost.

  • Donor segmentation — first-time vs returning, one-time vs recurring, high-value vs growing, at-risk
  • KPI prediction — forecasts next month's revenue, donor retention, and churn risk
  • Giving pattern heatmaps — when donors give most, best day/time to send campaigns
  • Strategy playbooks — AI generates actionable recommendations based on your data
  • Zero setup — runs the moment you activate. No API keys, no config, no cost
AI Intelligence
Analyzing 342 donors across 3 campaigns
Donor Segments
Recurring · 89 High-Value · 34 First-Time · 127 At-Risk · 12
Predictions — Next 30 Days
$9,200
Projected Revenue
↑ 12%
78%
Retention Rate
↑ 3%
4
Churn Risk
Watch
Giving Heatmap
M
T
W
T
F
S
S
Less
More
Strategy Playbook
Upgrade 34 high-value donors to recurring. These donors average $180/gift and have given 3+ times. A monthly ask could yield $6,120/mo.
Re-engage 12 at-risk donors. Last gift was 90+ days ago. Send a campaign update with impact stats — best day is Friday at 10am.
10
Multi-Currency

Accept any currency.
Report in yours.
Live rates.

Donors give in their local currency. You see everything converted to your base currency with live exchange rates from ExchangeRate-API. FX gains and losses tracked automatically in your books.

  • Accept donations in any currency — GHS, USD, EUR, GBP, NGN, INR, and 150+ more
  • Live exchange rates — real-time conversion via ExchangeRate-API, not estimates
  • Dashboard currency toggle — switch between USD and GHS view with one click
  • FX gains/losses — when settlement rate differs from donation rate, the difference is booked automatically
  • Multi-currency reports — see gross, fees, net per currency, or consolidated in base
USD $
GHS ₵
EUR €
USD/GHS 14.85 ↑ 0.3%
USD/EUR 0.92 ↓ 0.1%
USD/NGN 1,580 ↑ 1.2%
Recent — Multi-Currency
US
Sarah M.
Medical Fund
$250.00
USD
GH
James K.
Education
GH₵500
= $33.67 USD
NL
Eva D.
Climate Action
€100.00
= $108.70 USD
FX Impact — This Month
+$142
FX Gains
-$38
FX Losses
+$104
Net FX
11
Donor CRM

Know every donor.
Their history. Their value.
At a glance.

Every donor gets a rich profile with their complete giving history, lifetime value, preferred gateway, campaigns supported, and AI-generated segment tags. Search, filter, export — all built in.

  • Full donor profiles — name, email, location, giving history, notes
  • Lifetime value — total given, average gift, frequency, first/last gift dates
  • Smart segments — AI auto-tags: recurring, high-value, first-time, at-risk, lapsed
  • Search & filter — by name, email, amount range, campaign, segment, date range
  • CSV export — export donor lists for mail merges or external tools
SM
Sarah Mitchell
[email protected] · New York, US
Recurring High-Value
$3,450
Lifetime
$172
Avg Gift
20
Donations
14mo
Donor Since
Recent Activity
Medical Fund
Mar 1, 2026 · Stripe
$250.00
Medical Fund
Feb 1, 2026 · Stripe
$250.00
Education
Dec 24, 2025 · Stripe
$500.00
12
Donor Portal

Donors manage
themselves.
Magic link access.

Donors receive a magic link — no password, no account creation. One click and they can manage subscriptions, download receipts, update payment methods, and view their giving history.

  • Magic link login — no passwords, no account creation, no friction
  • Manage subscriptions — pause, cancel, change amount or frequency
  • Update payment method — swap card without contacting you
  • Download receipts — PDF tax receipts for every donation
  • Giving history — every donation, campaign, and date
Your Donor Portal Link
Hi Sarah, click below to access your donor portal — manage your subscription, download receipts, or update your card.
Open My Portal →
SM
Sarah's Portal
Secure magic link session
Monthly — $250/mo
Medical Fund · Next: Apr 1
Active
Update Card
Receipts
History
13
Tax Receipts

PDF receipts.
Auto-generated.
Every donation.

Every donation instantly generates a branded PDF tax receipt — stored in WordPress, emailed to the donor, and downloadable from the donor portal. Tax season handled.

  • Auto-generated — PDF created the moment a donation succeeds
  • Branded — your logo, organization name, tax ID, and details
  • Stored per donation — download from admin or donor portal
  • Emailed automatically — attached to the thank-you email
Donation Receipt
#REC-2026-0247
PDF
Donor
Sarah Mitchell
Organization
Hope Foundation
Tax ID: 12-3456789
DescriptionAmount
Medical Fund — Monthly$250.00
Total $250.00 USD
This receipt is for tax purposes. Date: March 1, 2026. Gateway: Stripe. Ref: ch_3P...
14
Elementor Integration

Drag. Drop.
Donations live.
That simple.

The AgarCo Donate Elementor widget lets you place a donation form on any page with zero code. Pick a campaign, choose a style, drop it in. The form auto-configures geo-routing, currency, and gateway.

  • Elementor widget — drag onto any page from the widget panel
  • Campaign selector — pick which campaign the form donates to
  • Shortcode fallback[agarco_donate] for non-Elementor pages
  • Inherits your theme — matches your site design automatically
Elementor Editor
Widgets
Heading
Text Editor
AgarCo Form
Image
Button
Support Our Medical Fund
$25
$50
$100
$250
Stripe detected — USD · United States
Donate $100 →
The Difference

AgarCo vs doing it manually

What running donations looks like with and without AgarCo Donate.

Without AgarCo

Spreadsheets, manual tracking, lost revenue
Separate forms for each country/gateway
Failed donations are lost forever
Log into each gateway dashboard to check payouts
Manually calculate fees and FX rates
Spreadsheet for donor tracking
Manual receipt emails, no tracking
Audit = panic + weeks of reconciliation

With AgarCo Donate

Automated, tracked, recovered
One link — auto-detects country, currency, gateway
AI recovers failed donations instantly — 67% rate
Auto settlement sync — all gateways, one dashboard
Real accounting — journals, fees, FX, all automatic
Donor CRM — history, segments, lifetime value
Auto receipts with PDF, opens/clicks tracked
Audit-ready — period closing, export, all balanced

Ready to raise more,
lose less?

30-day free trial. No credit card. Full Pro access.